Business insurance

Transport, construction and oilfield, covered.

Commercial transport, construction and oilfield first. Start with your business name.

Start here

Step 1 of 3

The name on the paperwork. Nothing personal yet.

What a business usually needs

  • General liability — the certificate most contracts ask for.
  • Commercial auto — trucks, vans and work pickups.
  • Workers' compensation — through Texas Mutual.
  • Tools and equipment — what you carry to the job.

Questions we get on the phone

Your legal business name and what the business actually does day to day. From there we usually ask for payroll or revenue figures, the vehicle list if you have one, and any current policy paperwork.

Send us the exact name and address of the party requesting it, plus anything they want listed. During office hours we work on it the same business day.

In most cases yes, once we confirm the policy allows it and what the contract asks for. Send the contract language and we handle it with the carrier.

Yes, mainly through Texas Mutual. Texas rules around workers' comp are particular, so we talk through your situation instead of assuming what you need.

Usually not. Vehicles normally sit on a commercial auto policy and the work itself on general liability. We look at both so you are not paying twice or leaving a gap.

Let us know. New employees can affect workers' comp and, if they drive, commercial auto. A quick call now avoids a claim problem later.

General answers, not a promise of coverage or price. Alimar confirms your situation on the call.

Contractors, crews and oilfield work

Send the business name and how many people work there. Alimar reads the contract requirement and tells you what certificate you actually need.

Rather just talk?

Most of our work happens on the phone. Call or send a WhatsApp.

Call now